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Jose Luis
JOSE LUIS P.is from the city of Managua. He works every day as a Security Guard. He’s the father of five children but only three who are school age still depend on him.

Jose Luis stops by Ceprodel’s offices to request a home improvement loan to buy building materials like zinc metal sheeting and lumber to repair the roof on the house which is in poor condition in order to provide his family with better living conditions.
View original language description ↓

JOSE LUIS P.ES DE LA CIUDAD DE MANAGUA EL TREABAJA DIARIO COMO AGENTE DE SEGURIDAD, ES PADRE DE FAMILIA DE CINCO HIJOS, PERO SOLOP TRES DEPENDEN DE EL Y ESTOS SE ENCUENTRAN EN EDAD ESCOLAR.
DON JOSE LUIS ACUDE A LAS OFICINAS DE CEPRODEL PARA SOLICITAR UN PRESTAMO PARA EL MEJORAMIENTO DE SU VIVIENDA PARA INVERTIR EN LA COMPRA DE MATERIALES DE CONSTRUCCION COMO: ZINC Y MADERA, PARA LA REPARACION DEL TECHO DE SU CASA YA QUE ESTE SE ENCUENTRA EN MAL ESTADO, TODO ESTO PARA DARLE MEJORES CONDICIONES DE VIDA A SU FAMILIA.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $23,621,150
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Jose Luis to buy building materials and supplies.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 15, 2011
Listed
Mar 2, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 21, 2012