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Mrs. Heng K. is 46 years old and her husband, Mr. Loemkhorn Touch, is 45 years old. They have been married since 1989 and have five children – two sons and three daughters. The family lives in a village approximately 20 kilometers from Phnom Penh City.

Mrs. Heng K. and her husband are farmers. Mr. Loemkhorn Touch also does construction work when he is free. They are in the process of building new house to live in, but it is not yet finished. Hence she is applying for her first loan of $1,000 to finish building their house.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 98
    View loans »
    Cambodia Loans Fundraising
  • $35,491,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heng to finish house building.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Feb 3, 2011
Mar 1, 2011
Currency Exchange Loss:
Nov 15, 2011