Poto joined the loan program in the 2004. She is a widowed lady and she has eight children. Her two sons work in the plantation and she is the one who is in charge of the costs and expenses of running the whole thing. Poto is one of the oldest members in the center and she is still active not only are her payments on time, but her business is running well.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.