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Rosa Maria
Rosa openend her business as a result of her separation from her husband. He left on a trip abroad, although he does send her money each month. She has chosen to open a business to generate her own income. Thanks to the loans granted by D-miro, her business has been growing.

One of Rosa's difficulties is the location of her business; she has to leave her daughters home alone. Because of that situation, she has even set up a small business in her home for their amusement. Rosa has been separated for years. Her three children are 24, 17 and 12 years old.
With this loan, she is going to purchase products, stationary and gift shop items. Some of her goals, god willing, are to keep her family united, to grow her business and to transfer her business to her home so that she can have more time with her daughters.
View original language description ↓
Rosa empezó a raíz de la separación de su esposo quien se fue de viaje al exterior pese a que le envía dinero mensualmente. Ella opto por poner un negocio y generar su propio ingreso con lo cual gracias a los créditos hechos en D-miro ha ido creciendo.

Unas de sus dificultades es la ubicación del negocio ya que ha tenido que dejar solos a sus hijas por lo que incluso ha puesto un negocio pequeño en casa para entretenerlas. Está separada hace años tiene 3 hijos de 24, 17, 12
Con el préstamo va a comprar productos, papeleria, articulos de bazar. Unas de sus metas si Dios lo permite seguir con la familia unida y crecer con el negocio y trasladarlo a casa para poder tener más tiempo con sus hijas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Maria stationary and other gift shop items.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Feb 28, 2011
Currency Exchange Loss:
Jan 15, 2012