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Utamaduni Group
In this Group: Melisa, Asha , Amina , Zulfa, Aisha, Ally, Rashid, Sofia, Salima*, Amina, Kassim, Zakhia, Tatu , Zainabu*, Leila*, Mtumwa, Zainabu
* not pictured
Mtumwa R. is 43 years old. She is a widowed with three children, a son and two daughters, all grown up and married. She has been selling clothes since 1992. She always works from 9:00 am to 4:00 pm. She buys her clothes from Kariakoo market and sells them in the neighbourhood.

This will be Mtumwa's fourth loan from Tujijenge Tanzania. She repaid her three previous loans successfully and she used them to increase stock in order for her business to grow. She wishes to use the current loan to buy more stock so she can increase her profit which will enable her to finish the family house she is building.

Mtumwa will share this loan with other members of "Utamaduni" group, seventeen in total. The members will hold each other accountable in repaying the loan. In the photo, Mtumwa can be seen in the back row, first on the left.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 17
    View loans »
    Tanzania Loans Fundraising
  • $14,347,475
    Funds lent in using Kiva
  • 1,512.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Utamaduni Group's $3,250 loan helped a member to increase working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2011
Listed
Feb 28, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012