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Rasiya E. is 51, married, and has two children. Rasiya works as a librarian in the local administration of Keper-Arik village, and her husband, Shukurbek, is a stockkeeper/clerk. In order to add to their income, Rasiya’s family is engaged in cattle breeding. They started this activity with initial capital of 10,000 KGS, and now they have a farm with one milk cow, one horse, twenty sheep and bull calves. Also, Rasiya is engaged in cultivating the land with sugar beets, a profitable activity.

Rasiya has applied for a loan of 100,000 KGS to purchase cattle, which will allow her to increase milk product sales. With the revenues, she plans to hold her son’s marriage and give a good dowry for her daughter. Rasiya’s family is very tight-knit and makes every effort to make their dreams of a prosperous future come true.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Micro-finance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of micro-finance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Rasiya to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2011
Mar 1, 2011
Currency Exchange Loss:
Feb 15, 2012