Irma Garcia Cajamarca's Group

In this Group:
Margarita De La Cruz De Mendoz, Domitila Yupanqui Choquecahua, Irma Garcia Cajamarca

Margarita, Irma and Domitila have been partners of the Banco Comunal Las Entusiastas for nine, two and nine years, respectively. They tell us that the Banco Comunal helps them by giving them capital for their businesses and, as a result, they can take care of their homes. In addition, they have learned how to be punctual and responsible. Margarita cultivates and sells fruit and ornamental plants and flowers in a spot in the Cooperativa de las Americas. She sells at wholesale and retail prices. Meanwhile, Domitila prepares and sells ceviche by wandering at the Huanta station. Previously, she traveled to markets with vegetables and fruits but she stopped this activity due to health problems. On the other hand, Irma sells Esika beauty products which she offers to friends and family. These women need loans of 600 soles, 300 soles and 400 soles which will be invested in the purchase of ornamental plants brought from Lima such as ficus, tulips, and roses, as well as in gardening tools, perfumes, lipsticks, nail polish, shampoo and fish. They will use their savings to educate their children and improve their homes. Margarita, Irma and Domitilia’s dreams are that their children become professionals, better than them, and that they can make improvements to their homes.

Translated from Spanish by Kate Divjak, Kiva Volunteer.

Margarita, Irma y Domitila son socias del Banco Comunal Las Entusiastas desde hace 9, 2, y 9 años respectivamente.
Ellas cuentan que su Banco Comunal las ayuda dándoles capital para su negocio y así pueden mantener sus hogares. Además, dicen haber aprendido a ser puntuales y responsables.
Margarita cultiva y vende plantas ornamentales, frutales y flores en un puesto en la Cooperativa de las Américas, vende al por mayor y menor. Mientras que Domitila prepara y vende cebiche ambulantemente en el paradero a Huanta. Anteriormente ella viajaba a las ferias llevando verduras, frutas, pero dejó de hacer esta actividad porque esta mal de salud. Por otro lado Irma vende productos de belleza Esika que ofrece a sus amigos y familiares.
Ellas necesitan un préstamo de 600 soles, 300 soles y 400 soles que serán invertidos en la compra de plantas ornamentales que trae de Lima como ficus, tulipán, rosas enanas, injertos, maceteros, perfumes, lápices labiales, esmalte, champú y pescado.
Sus ahorros los utilizarán en la educación de sus hijos y para mejorar su casa.
Los sueños de Margarita, Irma y Domitila son que sus hijos sean profesionales, mejores que ellas y poder hacer mejoras en sus casas.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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