El Control (Cuenca) Group
Mrs. Laura Azucena Gómez lives in the Punta Corral sector and this is her first loan in the communal bank after being invited by a neighbour. She is 34 years old, married, and has 2 children aged 9 and 6 years who study at the city's primary school. He husband is an industrial mechanic. They don't have their own house which is why they live in her father's house and share the expenses with him. Laura raises ducks and washes clothes in various houses on different days of the week. She is going to use the money from her loan to buy the right to potable water for her home. Her goal is for her husband to have his own workshop to work in.
Mrs. Transito de los Angeles Gómez lives in the community of Punta Corral belonging to the Turi parish. She is 40 years old, married with 3 children aged 20, 18, and 15. Her oldest son is married and lives independantly, her second oldest son studies and works, and her youngest daughter studies at beauty school. Her husband works in construction and is a master bricklayer. With both of their work they have managed to build their own house. This member does the household chores and raises chickens and pigs, an activity which she carries out at home. This is the first loan she has requested in her communal bank and she is going to invest it in the purchase of rights to potable water, which is lacking in her home. Her goal is to have a home-based business.
La Señora. Laura Azucena Gómez vive por el sector de Punta Corral, este es su primer crédito que realiza en el banco comunal y fue invitada por una vecina. Tiene 34 años, es casada y tiene 2 hijos de 9 y 6 años de edad quienes estudian en una escuelita de la ciudad. Su esposo es mecánico industrial, no tienen casa propia por lo que viven en la casa de su papá con quien comparte los gastos.
Doña Laura se dedica a la cría de patos, también lava ropa en diferentes casas varios días a la semana.
El dinero de su crédito lo va a invertir en la compra de un derecho de agua potable para su hogar. Su meta es que su esposo tenga su mecánica propia en donde pueda trabajar.
La Señora Transito de los Angeles Gómez vive en la comunidad de Punta Corral que pertenece a la parroquia de Turi, tiene 40 años, es casada y tiene 3 hijos de 20, 18 y 15 años de edad, su primer hijo es casado y vive independiente, su segundo hijo estudia y trabaja, su ultima hija estudia en una academia de belleza. Su esposo labora en la construcción y es maestro de albañilería, con el trabajo conyugal han construido su casa propia.
Nuestra socia se dedica a los quehaceres del hogar y a la cría de pollos y cerdos, actividad que la realiza en su casa.
Se encuentra en su primer crédito que realiza en el banco comunal y lo va a invertir en la comprar de un derecho de agua potable que le hace falta en su hogar. Su meta es tener algún negocio en su casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid