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Dina's Group
In this Group: Dina, Haydee, Irma Elisberg
View original language description ↓
Haydee is 32 years old and has two children; Irma is 35 years old and has three children, and Dina L. is 38 years old and has five children. They are all partners in the Paloma Communal Bank. At first, Dina sold beverages on the street, but later she rented a small stand to sell chicharrones, a traditional pork dish. She currently has a restaurant selling chicharrones in a large and more comfortable space. Haydee sells food in the bus terminal, and has previous sold orange juice, fruits, and vegetables to get to where she is today. Today, she is thinking about renting another stand to sell fruits. Irma has a kiosk located in front of the Regional Hospital of Ayacucho where she sells food and drink as well as selling clothing at her customers’ requests. These women need loans of 400 soles, 1500 soles, and 400 soles that will be invested in purchasing meat, soft drinks, wine, undergarments, shoes, shirts and in opening an additional fruit stand.

Dina, Haydee and Irma say that in the communal bank, they have learned to be on time, to save and to value good customer service. They have large dreams, including running a large restaurant selling ceviche, having her own store, giving their children the best of life, and being professionals.

Translated from Spanish by Shannon Skoglund, Kiva volunteer.

Haydee tiene 32 años y 2 hijos, Irma tiene 35 años y 3 hijos, mientras que L. tiene 38 años y 5 hijos, y todas son socias del Banco Comunal Paloma.
Dina en un inicio vendía moliente, era ambulante, pero posteriormente alquiló un local pequeño para vender “Chicharrones”, comida típica preparada con carne de cerdo. Actualmente ella tiene una “Chicharronería” (Restaurante que vende Chicharrones) en un local más grande y cómodo.
Haydee vende comida en el terminal terrestre y para llegar a tener este negocio ella hizo diferentes actividades como venta de jugo de naranja, verduras y frutas. Ahora ella tiene pensado alquilar otro puesto para la venta de frutas.
Irma tiene un kiosco ubicado al frente del Hospital Regional de Ayacucho donde vende comida y bebidas y, además ella vende ropa de acuerdo a los pedidos de sus clientes.
Ellas necesitan préstamos de 400 soles, 1500 soles y 400 soles que serán invertidos en la compra de carne, gaseosas, vino, ropas interiores, zapatos, polos y también para implementar otro puesto de venta de frutas.
Dina, Haydee e Irma dicen que en su Banco Comunal aprendieron a ser puntuales, a ahorrar y a cómo tratar al cliente.
Sus sueños son muchos como tener una cebichería en un local grande, un local propio, darle lo mejor a los hijos y que sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Dina's Group's $775 loan helped a member purchase food and clothing for resale, and open a new fruit stand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 31, 2007
Dec 17, 2007
Currency Exchange Loss:
May 1, 2008