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Sandra Lorena
Sandra has been a saleswoman for 24 years. She began with little merchandise, and has seen her sales increase thanks to a loan from Afodenic. She sells silver jewelry, meat, and soft drinks, and has been able to depend on her husband's support while raising their four children.


With her loans, she has made improvements to her house, and with this loan, will put up a ceiling and tile part of the back patio. She plans to buy sand, cement, sponges, and boards as well as other supplies to put up the ceiling.

View original language description ↓
Sandra es pequeña comerciante desde hace veinte cuatro años, iniciando con poca mercadería, lo que viene aumentar sus ventas atreves de préstamo que Afodenic otorga, lo que vende es prendas de plata, carne, refrescos, gaseosas, en donde ha contado con el apoyo de su esposo para la formación de sus cuatro hijos.
Con sus préstamos ha logrado las mejoras a su casa, hoy con este nuevo financiamiento pondrá cielo raso y embaldosar parte del patio en la parte de atrás. En donde comprara: arena, cemento, esponjas, láminas de playsem para el cielo raso entre otros para hacer la mejora.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sandra Lorena construction materials for a ceiling and to tile part of the patio.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2011
Listed
Mar 1, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 16, 2012