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Estelita is a 46-year-old married woman who supports her family by operating two business ventures: fishing and fish vending businesses. She has been a member of NWTF-Project Dungganon since 1997 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her fishing and fish vending businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 8,000. Estelita is borrowing PHP 12,000 so that she can purchase spare parts to repair her fishing boat. This will be her 20th loan from NWTF-Project Dungganon. Her previous loan of PHP 11,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Estelita aspires to elevate her family's living conditions and ensure their future wellbeing by following the Dungganon way.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1938
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Estelita to repair her fishing boat.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Mar 17, 2011
Currency Exchange Loss:
Dec 15, 2011