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Janine Marilu
Janine is 23 years old and has worked with her mother since she was little, helping her to sew and sell food. She now sells food outside of her house and also spends time doing sewing work.

One of the difficulties is the streets because they were recently finished, as well as the delinquency. She has two young twins who are 2 years and 6 months old. They do not go to school yet.

Janine dreams of having a business that can provide her with her own house and financial stability, as her children will incur more expenses as they get older. For now, she wants the loan to buy fabrics and thread to continue with her business.

View original language description ↓
Janine de 23 años trabajo desde pequeña con su madre ayudándola a coser y a vender comida. Ahora vende afuera de su casa comida y también dedica tiempo para realizar labores de costura.

Unas de sus dificultades son las calles ya que recién están terminadas y también la delincuencia. Tiene 2 hijos menores de edad y son gemelos tienen 2 años y 6 meses no estudian todavía.

Janine tiene el sueño de tener un negocio que le pueda dar estabilidad económica ya que sus hijos cuando crezcan demandaran más gastos y tener su propia casa. Pero por ahora quiere comprar con el prestamo telas, hilos para seguir con su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Janine Marilu fabrics, thread.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Feb 25, 2011
Currency Exchange Loss:
Jun 15, 2012