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Zandra
Zandra D. León C., 37, owns a business called “Papelería Zandra” located in Barranquilla’s El Prado neighborhood on an important commercial street in this sector. This enterprising initiative started four years ago when she bought a little merchandise that quickly sold out. She used profits from this sale to reinvest in new merchandise and took this as a good alternative for generating family income because she’s been gradually adding other services to it like: photocopying services and Internet access. She also is a franchisee for other businesses like package delivery services and public utility payment services at her store and at two other sales points.

This is her fifth loan with Fundación Mario Santo Domingo and she will use this Kiva loan to buy stationery items like: notebooks, construction paper, agendas, reams of paper, markers and highlighters to insure a successful investment because this is the season of highest sales for school supplies due to the return of students to classes.

Zandra used prior loans to buy new computers to expand her Internet access service. Loans have also maD. it possible for her to diversify her stock inventory adapting it to each season. Her greatest challenge is competition, which is fierce, but she’s managed to face it successfully because her prices are better and she offers a wiD. selection of services to her customers.
View original language description ↓
Zandra D. León C. tiene 37 años y es la propietaria D. un negocio llamado “Papelería Zandra” ubicado en el barrio El Prado D. la ciudad e Barranquilla, en una importante calle comercial D. este sector; esta iniciativa emprendedora comenzó hace 4 años, cuando compró poca mercancía que vendió prontamente y con las utilidades obtenidas reinvirtió en nuevas mercancías y la tomó como una buena alternativa para generar ingresos familiares, porque ha ido agregando, servicios D. fotocopiaje y D. telecomunicaciones e internet y también el funcionamiento D. otros negocios mediante franquicia como las D. D. servicios D. mensajería y D. pagos D. servicios públicos que en su local funciona y que en la actualidad ha logrado dos nuevos puntos. Este es su quinto financiamiento con la Fundación Mario Santo Domingo y con este su credikiva, comprará artículos D. papelería, como cuadernos, cartulinas, agendas, bloques D. hojas, marcadores y resaltadores , para con ello augurar una inversión exitosa, porque esta es la época D. mayor venta D. útiles escolares debido a que los estudiantes regresan a clases. Con los anteriores financiamientos Zandra logró comprar nuevos computadores, con ellos que ha ampliado su servicio D. internet, así mismo los financiamientos le han permitido, diversificar su oferta D. productos y adaptarlos a cada temporada. Su mayor desafío es la competencia que es fuerte pero ha logrado enfrentarla exitosamente, porque sus precios son mejores, lo mismo que la diversidad D. servicios que entrega al cliente.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 267
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,900.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Zandra to buy stationery items like: notebooks, construction paper, agendas, reams of paper, markers and highlighters.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 28, 2011
Listed
Feb 25, 2011
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2011