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Efua M. is married and has 4 children. She has been through junior high school, and now sells yam tubers at Korfofordo, near Jukwa in Cape Coast, by moving from one area of the locality to another. She has been in this trade for 3 years. Her husband is a carpenter. Efua uses her income to assist her husband in the education of her children, and will use the loan to purchase more yam tubers to expand her business. (At the time of the visit, she was left with just 2 tubers after her normal rounds.) With the new profits from her expanded business, Efua plans to provide her children with a meaningful education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD