Check out some available loans that are similar to this one!
Parade Tani Group
In this Group: Wayan, Made, Nyoman, Made, Nyoman, Made, Made, Made, Nyoman, Wayan
View original language description ↓
This group of 10 men are farmers, and each of them have 0.1 hectares of paddy field. They run this 0.1 hectares they would need quite a lot of capital because they need to prepare seeds, seedlings, fertilizer, insecticide and and to pay worker's salary as well. They hire workers to level the field by using water buffaloes or tractors. Then the workers will plant the seedlings and clear off any wild plants. This group of men are from the same tribe and area, which allowed to help each other out. Their wishes are to let their children to have better education, and a better economy.

Translated from Bahasa by Maria Hernandez, Kiva volunteer.


Kelompok ini beranggotakan 10 orang yang kesemuanya adalah para petani. Mereka mengusahakan tanah mereka dengan menanam padi dan rata-rata setiap petani mempunyai lahan 10 are. Di tanah yang 10 are ini para petani membutuhkan modal yang tidak sedikit karena mereka harus menyiapkan pupuk sekitar 100 kilogram, bibit sebanyak 5 kilogram, obat-obatan untuk hama, biaya perawatan dan jasa para pekerja. Para petani membutuhkan tenaga pembantu seperti buruh traktor untuk membajak tanah baik itu menggunakan tenaga tradisional (sapi, kerbau) ataupun menggunakan tenaga mesin (traktor), pekerja untuk menanam bibit padi, membersihkan gulma (tanaman liar) serta para pekerja untuk memanen padi tersebut. Kelompok ini terdiri dari para kaum bapak yang ada di satu dusun atau satu desa yang tentunya tempatnya berdekatan sehingga memudahkan bagi mereka untuk saling mengontrol satu dengan yang lainnya. Harapan-harapan mereka tentunya dapat menyekolahkan anaknya lebih baik lagi, keadaan ekonomi akan lebih meningkat sehingga keluarga mereka akan semakin baik dikemudian hari.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 95
    View loans »
    Indonesia Loans Fundraising
  • $5,148,150
    Funds lent in using Kiva
  • 9,264.6
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parade Tani Group's $3,800 loan helped a member to buy Seedlings , fertilizer, insecticide and other agriculture necessities.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 5, 2008
Listed
Dec 21, 2007
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2009