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Chao T. is a 47-year-old homemaker who lives in Reussey Keo commune, Phnom Penh City. She has spent most of her lifetime caring for her children, cooking delicious meals, managing cash flow and performing other duties in and around her house. Her husband is a construction supervisor who usually earns an average profit of $10 US, providing the whole family with a comfortable life.

Chao T. has four single children, one of whom works as a motor taxi (tuk tuk) driver. Unfortunately, his existing motorbike often breaks down while providing service. Therefore, Chao T. has decided to seek a loan of $1000 US from Kiva, which she will use to replace her son's broken motorcycle.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chao to replace her son's broken motorcycle.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 27, 2011
Mar 1, 2011
Currency Exchange Loss:
Dec 17, 2011