Sot S. has been in the farming business for a long time in Phnom Penh City. She plants various crops to earn a living and typically generates an income of $2 US per day. Her husband earns a living as an ox trader. This couple has been married for years and has seven children. Five of the children are married and two are employed as workers in a garment factory, earning regular monthly salaries. Sot S.’s daughter is concerned because she faces difficulties in traveling to her workplace. She always hires a taxi because she doesn’t have her own vehicle. To solve the problem, Sot S. has requested a loan in the amount of $750 US to be used to buy a motorbike to provide transportation for her daughter.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.