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Santa Maria Group
In this Group: Jacinta , Olga , Genoveva, Yulita Cilia , Elizabeth , Hugo Lalo , Paul Angelo , Rosa Bertha , Gloria Jesucita , Josefina
A solid, enterprising group with one goal in common: to generate economic stability for their families and businesses. This is how the Santa María group, maD. up of ten members with a great drive for self improvement, can be characterized. Formed over two years ago, the group strives to give the best of themselves at each step they take forward.

An example of this is Mrs. Jacinta B., 47. Divorced with two children, one of whom is still a minor, Jacinta tends daily to her store which is a very stable source of income while also in the afternoons selling anticuchos (a typical regional dish consisting of skewered, roasted meats). Both sources of income produce stable profits to get ahead and pay for her children’s education.

In the future she’d like to expand the store to generate more sales. She will use the recent loan to buy merchandise, like rice and sugar, to sell. Part of the loan will be used to buy school supplies for her youngest son.
View original language description ↓

Un grupo solido y emprendedor con un solo objetivo en común el D. generar estabilidad económica para sus familias y negocios propios, a si se caracterizan el grupo Santa María, conformado por 10 integrantes con grandes deseos D. superación, formado hace mas D. 2 años, este grupo se empeña por dar lo mejor D. sí mismo en cada paso que dan hacia adelante, muestra D. ello es la señora Jacinta B. D. 47 años D. edad divorciada y con 2 hijos D. los cuales uno aun es menor D. edad. Jacinta se dedica diariamente a la atención D. su bodega que es una forma D. ingreso muy estable ya que también por las tardes se dedica a la venta D. anticuchos (una comida típica D. la región), ambos ingresos económicos le generan ganancias estables para poder salir adelante y poder pagar los estudios D. sus hijos. En el futuro le gustaría poder ampliar su bodega para a si poder generar más ventas. Con el reciente préstamo lo invertirá en compra D. mercadería como arroz y azúcar para la venta, también una parte del préstamo lo invertirá en la compra D. útiles escolares para su último hijo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Maria Group's $3,800 loan helped a member for merchandise, like rice and sugar, to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Feb 24, 2011
Currency Exchange Loss:
Jul 19, 2011