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Marta Cecilia
View original language description ↓
Marta Cecilia is 35 years old, widowed and the mother of two children. As her family's sole financial provider, she owns a grocery store in the Laureles Norte neighborhood where she sells a variety of products. Her business has been growing little by little and she earns enough to cover the education, healthcare and household costs. She is requesting a loan to purchase more products and to increase the already existing inventory. She would then be able to provide a better service to her customers and improve the family's income and her children's quality of life.

Translated from Spanish by Joanne Egnatchik, Kiva volunteer

Marta Cecilia tiene 35 años, viuda y con 2 hijos. Siendo el único sostén de su familia posee una pulpería con variedad de productos en el barrio Laureles Norte, la cual ha ido creciendo poco a poco y la que le genera los ingresos para la educación, salud y gastos del hogar. Solicita su crédito para compra de productos y ampliar la mercadería existente, y de esta manera dar una mejor atención a los clientes y mejorar los ingresos de la familia para dar mejor calidad de vida a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 18.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Marta Cecilia purchase of products for her business

Compra de Productos para su negocio.

100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 4, 2008
Dec 20, 2007
Currency Exchange Loss:
Oct 17, 2008