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Emprendamos El Futuro Group
In this Group: Jacinta, Ambrocia, Andrea, Martin, Marie, Nemesia, Miguelina, Gloria, Nelly
Here are members of the communal bank named "Emprendamos el futuro". This bank is located in the district of Cusco, belonging to the province of Cusco and the department of Cusco.

This member's name is Jacinta. She is 55 years old, divorced, and she has 4 children. She has a convenience store business. She sells basic needs products such as rice, sugar, milk, pastas and others. She works from 5am until 10pm. She is able to support her children through this business. She wants to expand and improve her convenience store business. She requests a loan to purchase products in wholesale for her convenience store.

She is happy to receive this loan and she is committed to making the payments.
View original language description ↓
Los socios pertenecen al banco comunal “EMPRENDAMOS EL FUTURO”; Este banco se ubicada en el distrito D. Cusco, perteneciente a la provincia D. Cusco y departamento D. Cusco.

La socia es la Sra. Jacinta; ella tiene 55 años D. edad y es divorciado y tiene 4 Hijos; La socia tiene un negocio D. tienda D. abarrotes, la socia venD. productos D. primera necesidad como arroz, azúcar, leche, fideos entre otros, la socia atienD. desD. las 5:00 a.m hasta las 10:00 p.m, la socia por medio D. este negocio saca adelante a sus hijos, la socia quiere ampliar y mejorar el negocio D. tienda D. abarrotes. La socia solicita el préstamo para comprar productos al por mayor para la tienda D. abarrotes.

Los otros socios se dedican a la venta D. ropa, venta D. fruta, servicio D. verduras, venta D. alimentos y tienda D. abarrotes.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos D. su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $59,007,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendamos El Futuro Group's $3,600 loan helped a member to purchase grocery store merchandise in wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 7, 2011
Mar 1, 2011
Currency Exchange Loss:
Jul 15, 2011