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From Kompong Tom province, Pet T., age 38, is a married woman who makes a living by selling different kind of desserts in the local school. She has been in this business since 2005. Pet T. was married, but she divorced from her husband when her two children were young. Recently, Pet T. is not comfortable, because her toilet is too old and it often makes some bed smelling. She really wants to build a new toilet for her family but she lacks enough money to build it. To solve this situation, Pet T. is requesting a loan from Kiva to build a new toilet for her family using.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 253
    View loans »
    Cambodia Loans Fundraising
  • $38,083,450
    Funds lent in using Kiva
  • 4,020.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Pet to build a new toilet for her family using.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Mar 6, 2011
Currency Exchange Loss:
Oct 15, 2011