Bav S., pictured here with her daughter and grandson, is a 44-year-old farmer who lives in the province of Kompong Cham. Bav S. is married to Kour Chheil, age 46. Bav S. and her husband work together in the farming business. They have five children: One is married and the other four are single. Two of her children work in a garment factory.
In addition to the farm, Bav S. owns a wooden kiosk next to her house for extra income. Bav S. is looking for a loan to use toward purchasing fertilizer and gasoline. With the rest of the funds, she will buy piglets for breeding. From this, she will be able to improve her family's standard of living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.