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Chayrell
Chayrell is a married woman who lives in Manapla, Negros Occidental. She earns her living by operating two business ventures: a general store/spices business and a fish vending business. Her husband Richard, who is 40 years old, works as a vendor to earn his living and helps in his wife's business activities. They have three children who are 13 to 18 years old. Chayrell joined NWTF-Project Dungganon in 1999 because she aspired for something better for her family. With the help of her past 18 loans from NWTF-Project Dungganon, Chayrell has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 10,000 helped her earn a monthly profit of PHP 5,000, thus uplifting the family's standard of living. This time, for her 19th loan, she is borrowing PHP 12,000 to use as additional working capital so that she can continue to save up for the future education of her children. Chayrell is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team at http://www.kiva.org

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1647
    View loans »
    Philippines Loans Fundraising
  • $59,025,175
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Chayrell as additional working capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 16, 2011
Listed
Mar 1, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011