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Herminia
Herminia, 46, is a pious, hard working woman living in her own house with her husband, Nelson, 39, and their two minor children.

After having sold beauty products for several years she changed her occupation a year ago. Since then she’s been selling casual clothes for all ages according to her customers’ requests. She does well because she has customers still from her previous business. Because of this the business is quite profitable. She stocks up every weekend at a commercial merchandise mart in Lima and gets the sweatshirts and shorts from a neighbor who manufactures them and sells them to her at good prices.

She likes the business because she amuses herself quite a bit with it so she plans in the future to increase her stock in order to sell for cash and earn higher profits and be able to educate her children.

She is a member of a small communal bank and this is her 10th loan with MFP; she has shown success and commitment toward her fellow group members.

Herminia buys necessary merchandise monthly according to orders placed with her so will use the requested loan to buy pants, polo shirts and shorts to fill those orders.
View original language description ↓
Herminia tiene 46 años, es una piadosa y trabajadora mujer. Vive en su casa propia en compañía de su esposo Nelson de 39 años y sus 2 hijos aún menores. Después de haber vendido productos de belleza por muchos años, cambió de giro su negocio hace un año. Desde entonces vende prendas casuales para todas las edades a solicitud de sus clientes, y le va bien, por lo que tiene clientes conocidos de su anterior negocio. Por lo tanto su negocio le resulta rentable; abasteciéndose cada fin de semana en el emporio comercial del centro de Lima, mientras la prendas como buzos y shorts se provee de una vecina que confecciona, ya que le deja a precios cómodos. Le gusta el negocio que realiza por lo que se entretiene mucho, por ello en adelante piensa incrementar su mercadería para vender al contado, y poder captar mayores utilidades, de ese modo poder educar a sus hijos. Ella pertenece a un pequeño grupo comunal, y este es su décimo crédito que tiene con MFP, demostrando compromiso y éxito con los integrantes de su asociación. Herminia, cada mes compra la mercadería necesaria de acuerdo el pedido que le hacen, por ello con el crédito que solicita, comprará pantalones, polos, shorts, para abastecer sus pedidos.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,969,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Herminia to stock up on shorts, polo shirts and pants.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2011
Listed
Feb 24, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011