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Julio Cesar
Mr. Julio is 52 years old and has three children, ages 23, 21 and 18 who help him with his daily activities. They live in the Puerto Diaz sector in the jurisdiction of Juigalpa Chontales. Mr. P. has a fishing business on Puerto Diaz lake. He sells the fish in the city of Juigalpa and also at the Diaz port.

He is a very serious, responsible man who is dedicated to his business. His work has allowed him to develop financially and obtain income necessary to cover bills and household expenses. He has a close-knit family and his sons not only help him in the business but also share their income.

He is requesting a loan through Kiva to buy equipment for his artisan fishing business.

His goal is to ensure his children have food on the table everyday and continue in the business so they can one day own assets.
View original language description ↓
El Sr. Julio tiene 52 años de edad, tiene tres hijos en edades de 23,21 y 18 años, quienes le ayudan en las actividades diarias, habitan en el Sector de Puerto Diaz en la Jurisdiccion de Juigalpa chontales; El Sr. P. se dedica a la astividad de la pezca en el lago de Puerto Diaz, sacando peces para comercializarlos en la Ciudad de Juigalpa y en el mismo puerto Diaz; es una persona seria en sus cosas, muy responsable y dedicado a su negocio, esta actividad le permite desarrollarse en el ambito economico de modo que obtiene sus ingresos para cumplir con sus compromisos de pago y los gastos del hogar, son una familia bien unida ya que sus hijos le ayudan en gran cantidad aportando sus mano de obra y los ingresos los comparten.

Solicita su credito mediante el apoyo de Kiva para compra de Fardos los que ocupa para la pezca artesanal.

Su obtevido en la vida es que a sus hijos no les falte el pan de cada dia y que continuen como él en esta actividad para que lleguen a tener un patrimonio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Julio Cesar to buy fishing equipment.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Mar 1, 2011
Currency Exchange Loss:
May 15, 2012