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Zamokuhle Group
In this Group: Thandi , Bongiwe Beauty, Siphiwe , Zanele Thembakuye , Sibongile
Thandi is 58 years old and a widowed mother with seven children between the ages of 19 and 36 years old. She also cares for 10 grandchildren. She runs an art business selling beads and rents traditional clothes from her home in Empangeni, South Africa (KZN). In the photo above, she is seated on the left.

She's been in this business for five years. She also gets income from the government's disability and old age pension support grant. She says the main challenges for her business are customers who do not want pay and difficulty going to get stock since she is disabled.

She requested this loan through the Women's Development Businesses and KIVA to buy beads for traditional clothes. With the help of WDB and Kiva, she says that the extra income from this loan will help her put her grandchildren through school and have enough food for her family. In the future, she sees her business growing and improving and having a proper room for her material.

As a disabled women, she would like to thank WDB and Kiva for improving her life by lending her the money. Since 2007, no one wants to lend her money except WDB.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $749,500
    Funds lent in using Kiva
  • 7.1
    South Africa Rand (ZAR) = $1 USD