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Christiana P.'s Group
In this Group: Christiana P. , Cecilia , Josie A.s , Edward L., Margaret , Susan
These are teachers of the Holy Rosary Primary School, based in Kenema city. This school was founded in September 1956 by the Catholic Mission to improve the education of female children. Teachers of the Holy Rosary Primary School have come to SMT, a partner of Kiva.org in Makeni, northern Sierra Leone, to seek a loan.

This is the first loan that teachers of the Holy Rosary Primary School have sought from SMT/Kiva lenders. They have requested a loan of SLL 4,500,000 for the entire group. With the help of this loan, these teachers will be in a better position to buy or invest in items that their salaries alone cannot provide.

Christiana P. K. is the leader of the group. She is 54 years old. She was born in Baiima village. Christiana is a widow and has four children. She has been in the teaching profession for many years. She has requested this loan in order to buy house-building materials like iron, corrugated zinc. and bags of cement.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 28
    View loans »
    Sierra Leone Loans Fundraising
  • $9,076,200
    Funds lent in using Kiva
  • 4,150.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Christiana P.'s Group's $1,100 loan helped a member to buy house-building materials such as iron, corrugated zinc and cement.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2011
Listed
Feb 24, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2012