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Dieu Vivant Plus Group
In this Group: Jules , Julienne, Jean - Pierre, Tecla, Cécile, Bernadette, Pierre, Brigitte, Jacqueline, Michel, Yvonne, Manianga, Nzita, Boyoko, Tania, Tshilombo, Basemba
Jules is the leader of the Community Bank named “Dieu Vivant Plus” which is composed of 17 members united in solidarity for receiving Kiva loans with the goal of developing their businesses. Jules has five children between ages 8 and 17 years old. All of them attend school. Jules is 50 years old, married, has been part of the micro-enterprise world since 2004.

He operates a general store to the west of Kinshasa. He has acquired solid experience in this area and works hard with good management skills in order to realize his dream of one day opening a food store. He would also like to achieve financial independence through his business that earns him $100 per week. He works to the best of his abilities and uses his contacts so that he might achieve his goals. Jules is a trustworthy client of Kiva's partner, HOPE RDC, having five times obtained and timely repaid loans. He will increase his stock of merchandise with his next loan by buying 25 crates of drinks and reselling them at profit.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,440,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Dieu Vivant Plus Group's $4,325 loan helped a member to increase his store’s stock of drinks and resell them at profit.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 1, 2011
Listed
Feb 24, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011