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Ratna Sari Group
In this Group: Ni Putu, Ida Ayu Komang, Adelina, I Gusti Ayu Ketut, Ni Ketut, Gusti Kade , Ida Ayu Komang, I Gusti Ayu Kade, Jero Made, Ayu Kade, Ayu Komang, Ida Ayu Komang, Jero Komang, Jero Ketut, Desak Komang
Ni Putu A. is a 35-year-old woman living in the town of Melaya - Bali. Ni Putu A. is the "Ratna S." group leader, a 15-member group loan offered by MUK. Ni Putu A. is married and has two school-aged children. To make a living, Ni Putu A. owns & operates a business venture in the agriculture sector raising livestock.

Ni Putu A. has been engaged in this business for over 4 years and earns approximately 500,000 IDR a month from these activities. Ni Putu A. has successfully repaid a previous loan of 1,400,000 IDR from MUK. She is now requesting a new loan of 1,400,000 IDR which will be used to purchase baby livestock to raise & sell in future. She has a dream of supporting her children's education from the profit that she get from this business.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 35
    View loans »
    Indonesia Loans Fundraising
  • $5,218,725
    Funds lent in using Kiva
  • 8,855.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ratna Sari Group's $2,275 loan helped a member to purchase baby livestock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2011
Feb 24, 2011
Currency Exchange Loss:
Sep 15, 2011