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Pen S., 40, resides with her family in Takeo province, Cambodia, an area known for pre-angkorean temples. S. sells traditional kites, earning an income of 5 USD per day. Her husband produces wooden furniture, earning an income of 5 USD per day. Each month, the family has to spend 50 USD on food and 70 USD on the other necessary expenses. S. is requesting a loan of 1,000 USD to expand her husband's business. In the future, she would like to use the additional income to repair her house. This will be her second loan from CREDIT, a long standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pen to expand her husband's business.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Feb 2, 2011
Feb 24, 2011
Currency Exchange Loss:
Aug 15, 2012