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Carmen Leonor
Carmen is 55 years old and has been in the food business for quite some time. She had a store out of her sister's house, until she was able to buy land along the beach. For the past two years she was able to put her shop along the beach where she currently lives.

She opens her shop very early and works until 7:00pm. She doesn't have any obstacles and always trusts in God to grow her store without difficulties.

Carmen was married but has been separated from her husband for 24 years. He abandoned her and she currently does not know anything of him. She has 4 daughters, all are older and have families (ages: 37, 35, 28, and 25). With the loan she is going to buy supplies and products such as drinks, canned foods, etc.

One of her goals is to have a larger business with a good infrastructure and many customers. She does not remain alone, her daughters are always together helping each other and awaiting her.
View original language description ↓
Carmen de 55 años, tiene bastaste tiempo con el negocio de víveres. Puso una tienda en la casa de la hermana, hasta que pudo comprar un terreno en playas y desde hace 2 años puso su tienda en playas donde actualmente vive.

Abre desde muy temprano su tienda hasta las 19:00pm atiende sola su negocio. No tienen ningún obstáculo confía siempre en Dios para no tener dificultad e incrementar su tienda sin dificultades.

Carmen se caso pero hace 24 años está separada de su esposo. La abandono y hasta la actualidad no sabe nada de él. Tiene 4 hijas todas mayores de edad y con familia (37, 35, 28, y 25 años de edad). Con el préstamo va a comprar víveres y productos como bebidas, enlatados etc.

Unos de sus metas es que desea tener un negocio grande y con una infraestructura muy buena y tener mucha clientela. No quedarse sola y que sus hijas siempre se encuentren juntas ayudándose entre sí y pendientes de ella.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen Leonor beverages, rice, and canned foods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 1, 2011
Feb 23, 2011
Currency Exchange Loss:
Mar 15, 2012