President Ana has already been through three loan cycles with community associations. She has had a business selling food from her home for eight months. She has no employees so it is a great advantage to be able to work from home as she can care for her three children and husband at the same time.
La señora Ana, presidenta de la asociación "Génesis" es una mujer que ya tiene la experiencia de tres ciclos en el trabajo con asociaciones comunales. Desde hace ocho meses, la señora Ana tiene como negocio la venta de comida. Ella vende comida en el domicilio, por ahora no cuenta con la ayuda de nadie, sin embargo, es una gran ventaja el tener el negocio en la casa, por que de esta manera ella puede cuidar a sus 3 hijos junto con su esposo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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