Charles is a 35-year-old married man with three children living in a permanent house in Fort Portal, Uganda. He is charged with the responsibility of looking after his family and his goal is to complete his house, which is currently incomplete. He is a motorcycle rider and has been in the transport sector for the last two years. With the income generated from his business he has been able to build a house. His business dream is to own at least three motorcycles. Charles is requesting a loan to buy a motorcycle.