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Mrs. Delia U. is from the village of Tinago, Ozamiz City, Misamis Occidental. She is 38 years old. Delia is married to Pepito U. and has two school-age children. To make a living, she is presently engaged in a direct sales business, particularly beauty products. She’s been engaged in this kind business for 5 years already and earns approximately Php 13,000 a month from this business activity.

In 2007, Delia joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a loan of 15,000 PHP. She is now requesting a new loan of 15,000 PHP as her 7th loan, which will be used to purchase additional products. She plans to use the additional revenue generated from the business to improve the general living conditions of her family especially for her basic needs, savings, insurance and possible business expansion.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1502
    View loans »
    Philippines Loans Fundraising
  • $59,413,000
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Delia purchase additional products to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2011
Feb 22, 2011
Currency Exchange Loss:
Sep 15, 2011