Maranatha De Panamericana Group
Lourdes, President of “Maranatha de Panamericana” communal bank is a young woman with experience working in communal associations. She comments that she was in the Los Andes Focal Center for 8 cycles.
For the last year and a half she’s been selling food; she used to sell clothes. She sells food near the El Carmen Market in an eatery she leased for that purpose. With the loan she’s requesting now she wants to buy a machine to make Broaster-style chicken; she’ll use whatever’s left over to buy a load of potatoes and soft drinks at wholesale. For now, her mother helps her tend to the eatery because she has to divide her time between the business and her family.
La señora Lourdes, presidenta de la Asociación Comunal de “Maranatha de Panamericana” es una mujer joven con experiencia en el trabajo de asociaciones comunales, ella comenta que estuvo durante ocho ciclos en el Centro Focal de Los Andes. Desde hace un año y medio la señora Lourdes tiene como negocio la venta de comida, antes vendía ropa. Ella vende comida cerca del Mercado el Carmen en una pensión que alquiló para aquello, ahora con el crédito que está solicitando piensa comprar una máquina para elaborar pollo a la Broster, el saldo servirá para comprar papa por carga y refresco por mayor. Por ahora recibe el apoyo de su mamá para atender la pensión, pues tiene que dividir su tiempo entre el negocio y la familia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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