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Margoth, 46, is a member of the “CAPAC QOYA” communal bank located in Qoya district, Calca province, Cusco department.

She is single and has a 20 year old daughter. She works in her own business which is a cell phone and cell phone accessories store. She also has a market. She is a very competitive woman who has been able to succeed both in her business and to educate her daughter with no help from anyone. She is a strong and intelligent woman.

She wants to continue growing and to establish branch cell phone stores throughout the districts in Valle Sagrado to provide her daughter with a quality university education. She requests the loan to invest in cell phones and cell phone time recharges to provide service to her customers and thus increase sales.

She is happy with the granted loan and commits to repay in a timely fashion.
View original language description ↓

La socia pertenece al banco comunal “CAPAC QOYA”; Este banco está ubicado en el distrito de Qoya, provincia de Calca, Departamento de Cusco.

La socia es la Sra: Margoth; La socia tiene 46 años de edad, la socia es soltera; la socia tiene 1 hija de 20 años; la socia trabaja en su propio negocio, la socia tiene una tienda de compra y venta de celulares y todo tipo de accesorios para celulares, ella también tiene un emporio; La socia es una mujer muy competitiva y sin mayor apoyo pudo llevar adelante su empresa y educar a su hija, la socia es una mujer muy fuerte y muy inteligente, ella desea seguir creciendo y poner sus sucursales de venta de celulares a lo largo de los distritos en el valle sagrado y poder dar una adecuada educación a su hija en la universidad. La socia solicita el préstamo para invertir en la compra de celulares y recargas para dar el servicio a sus clientes y de este modo incrementar sus ventas.

La socia está feliz con el préstamo otorgado y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Margoth to buy cell phones and cell phone time recharges.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Mar 1, 2011
Currency Exchange Loss:
Sep 15, 2011