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Maura Del Carmen
Maura is 52 years old and she is originally from the municipality of Condega, near the city of Esteli. She is married and she has three children who are already married. She sells tortillas and caramels to support her. From an early age she started to work so she was not able to go to school, completing only grade 6 in primary school. Previously she worked in the villages SOS where she took care of children during 2 years. Later she set up a food stand from where she sold chicken, soft drinks, and sweets. She started this business in partnership with a close friend. That business lasted only 6 years and she was forced to abandon it because the rent and the hydro prices increased and they were no longer making money. She set up another food stand in a school named Emau-Esteli. She was there for four years but she abandoned it because the school no longer permitted sales.

Today she sells tortillas and caramels, a business that her children help her to form the tortillas by hand. She has three years in the business. She also receives support from her husband who lives in Costa Rica. He was forced to immigrate to that country for the lack of work seen today.

She requests a loan to purchase corn, sugar, firewood, and cooking oil in wholesale. This will help her purchase ingredients at a better price, increase her clientele, and fill the various orders she has for tortillas.

Once she has cancelled this loan she would like to keep on working with future loans to invest in a new business, selling clothing, shoes, and cosmetics. Her goal is to have a store well stocked with these products. Another one of her dream is to invest in the purchase of new appliances that will help her produce a better quality product and to generate employment, to give others a chance to work.
View original language description ↓
Doña Maura tiene 52 años de edad, es originaría de municipio de Condega cercano a la cuidad de Estelí, casada, tiene tres hijos los cuales ya están casados, se dedica a vender tortillas y caramelos para sobrevivir. Ya que a temprana edad comenzó a trabajar razón por la cual no pudo continuar sus estudios solo llego hasta sexto grado de primaria. Anteriormente trabajaba en las aldeas SOS donde cuidaba niños lo hizo durante 2 años, después puso un comideria donde vendía pollo, gaseosas, dulces este negocio lo puso a medias con una amiga cercana, el negocio duro solo 6 años y lo tuvo que quitar por que el alquiler y los gastos de luz incrementaron demasiado y ya no le era rentable. Puso otro negocio de comidas en un colegio llamado EMAU-ESTELI, ahí estuvo vendiendo por cuatro años pero lo quito porque el colegio ya no siguió permitiéndoles vender.
Actualmente se dedica a la venta de tortillas y caramelos, en la cual le ayudan sus hijos a palmear tortillas ya lleva tres años con este negocio. También recibe el apoyo de su esposo quien vive en Costa Rica y que el tuvo que emigrar a ese país por la falta de empleo que hay hoy en día.
Solicita el crédito para comprar maíz, azúcar, leña, aceite al por mayor. Esto le ayudara a comprar la materia prima mas barata, aumentar su clientela, ya que tiene muchos pedido de tortillas.
Una vez finalizado el pago de su crédito le gustaría, seguir trabajado con otros créditos para invertir en venta de ropa, zapatos, cosméticos pues tiene como meta tener su propia tienda surtida con estos productos. Otro de sus sueños es extender la venta de sus caramelos por todo el país e incluso fuera de Nicaragua. Le gustaría invertir en herramientas que le ayuden a darle un mejor acabado a su producto así mismo generar empleos, darle el chance a otras personas para trabajar.



About Nicaragua

  • $3,636
    Average annual income
  • 164
    View loans »
    Nicaragua Loans Fundraising
  • $23,187,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maura Del Carmen to purchase ingredients such as sugar, cooking oil, corn and firewood in wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 18, 2011
Listed
Feb 22, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012