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Gladys Xiomara
Gladis Xiomara, age 40, is the proprietor of the stall in the Manuel de Adalid y Gamero School. Classes are taught in two shifts, morning and evening. The center has an average of 750 students attending daily.

Gladis does not have competition in the school. Hers is the only snack bar in the school, and for security purposes the students are not allowed to leave to buy food outside of the school.

Gladis is married. She and her husband have three children who are dependent upon them. Her husband is a health technician, and he works for the Ministry of Public Health as a health advisor.

She will use the loan to buy food and soft drinks wholesale in order to get better prices and better income. To lower her costs she makes the flour tortillas for the baleadas [the basic baleada is a thick flour tortilla folded in half containing refried beans and grated queso duro (a hard salty white cheese), and mantequilla (a white sauce much like sour cream]. She also makes all of the meals. The only things that she buys are the doughnuts, packaged pastries, and soft drinks. She buys the ingredients and makes all of the other food.
View original language description ↓
Doña Gladis Xiomara tiene 40 años de edad y es la propietaria de la caseta que se encuentra ubicada dentro de la Escuela “MANUEL DE ADALID Y GAMERO” en donde se imparten clases en dos jornadas: matutina y vespertina dicho centro que cuenta con una asistencia de 750 alumnos promedio diarios.
Doña Gladis no tiene competencia dentro de la escuela ya que es la única cafetería que esta dentro de la misma y por seguridad de los alumnos tampoco los dejan salir a comprar afuera de dicha escuela.

Doña Gladis esta casada y junto a su esposo han procreado 3 hijos, que dependen de ellos, su esposo es técnico en salud y trabaja para el Ministerio de Salud Pública como promotor de salud.
el credito lo utilizara para comprar alimentos y refrescos al por mayor para obtener mejores precios y asi tener mas ganancias.
para bajar sus costos ella produce las tortillas de harina para las baleadas, tambien todas las comidas las fabrica ella, lo unico que compra son las donas, reposteria empaquetada y refrescos, en todas las demas comidas compra los materiales y ella las fabrica.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,226,150
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Gladys Xiomara to buy flour, beans, cheese, soft drinks, juice, churros, eggs, candy, doughnuts, stuffed pastries, meat, chicken, bread, fresh cheese, sausages, chocolate milk, pastries, and cookies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2011
Listed
Feb 22, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 20, 2012