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Nicaja Group
In this Group: Abelina, Juan , Maria, Felipa
Mrs. María López Velásquez, 32, finished second graD.. She has three children, two of whom are in school. She sells clothes and her spouse is a merchant.

María organized a group to be able to request loans to increase working capital. She started her business at the age of 22 and has 10 year experience in it.

The members of the group are in various productive activities like clothing sales and raising animals. They dream with having large businesses to improve income and profits thus improving their living conditions.
View original language description ↓
Doña Maria L. V., tiene 32 años D. edad, curso el 2do grado D. educación primaria, tiene 3 hijos 2 D. los cuales estan estudiando, se decica a la venta der ropa, su conyugue es comerciante. Doña Maria organiza un grupo para poder solictar un prestamos que servira para ampliar su capital D. trabajo, empezo su negocio desD. los 22 años D. edad, cuenta con 10 años D. experiencia con est negocio. Las integrantes D. este grupo se dedican a diversas actividades productivas como son: Venta D. ropa y crianza D. animales, sueñan con un negocio granD. para mejorar sus ingresos y sus ganancias, para mejorar su condicion D. vida.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 125
    View loans »
    Guatemala Loans Fundraising
  • $10,890,350
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD