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Lubna's Group
In this Group: Lubna , Neelam Shahzadi, Shamshad Bibi, Safia Begum, Rehana Parveen
Lubna is a resident of Samanabad, which is a small housing colony located in Faisalabad. Faisalabad is Pakistan’s third largest city and well known for its textile industry. She has lived there in a 2-room brick house with her family for the past 15 years. She is the mother of 2 sons and 2 daughters. Unfortunately, none of them was able to get an education due to financial constraints.

A talented lady, Lubna owns & operates a sewing business at her home to supplement the income of her family. She learned this art from her mother before her marriage and is now taking good advantage of it. She sews clothes for her neighborhood clients and earns income after completing orders on time. Her clients prefer getting service from her, due to her good quality work and reasonable charges.

Lubna has applied for a loan from Kiva partner, Asasah, for her sewing business. With the loan, she will buy a new sewing machine because her current machine is old and doesn’t produce quality work. She has good expectations that she will be able to expand her sewing business because she will be able to finish the orders in a shorter time. That will allow her to take more orders every month.
She is a new loan user of Asasah and is confident that it will bring positive changes to her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 448
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lubna's Group's $700 loan helped a member to buy a new sewing machine for sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Feb 22, 2011
Currency Exchange Loss:
Feb 15, 2012