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Shumaila's Group
In this Group: Shumaila , Khalida Bibi, Atiya Noreen, Nasreen Bibi, Jamila Akhtar
Shumaila is an educated lady who got her education up to the 12th grade. After that, her parents had her married to S. N., who works in a private company for a reasonable income. She has a daughter who is studying in 10th grade.

Shumaila started a sewing business 5 years ago to financially assist her husband. She takes orders from her neighborhood clients and fulfills the orders at a given time to earn profits. The income generated helps her to pay the school fees of her daughter and to pay the utility bills. She has applied for a loan from Kiva partner, Asasah, for the improvement of her sewing business. She will use the loan money to buy a new sewing machine, which will allow her to complete the orders early and make larger profits. Her old machine doesn’t produce quality work and takes much time to sew a single dress. Shumaila is hopeful that, after buying a new sewing machine, she will be able to get improved profits, which will result in bettering the financial life of her family.

She is a new loan user of Asasah and hopes that it will be a good step for a better financial future. Shumaila lives in an industrial city of Pakistan, known as Faisalabad. She owns a 2-room house there in the area of Samanabad. She moved there after her marriage 17 years ago.

Note: "In the photo, the lady with a raised hand is Shumaila".

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 316
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shumaila's Group's $750 loan helped a member to buy a new sewing machine for sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Feb 22, 2011
Currency Exchange Loss:
Feb 15, 2012