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German Antonio
Germán is 35 years old and lives in Esteli, a neighborhood in Managua where he was born and raised. He is married with 3 children under his care. He works as a merchant and in construction where he has been working for 12 years. His father had fought in the mountains during the war and never came back, leaving him alone with his family, which is why he began working at the age of eight; to help support his family. He coudl not continue his studies, he only completed the 6th grade. He learned his trade from a mason who prepared him for the job and trained with him for 2 years as his assistant. German later spent 10 years as a construction manager with 2 workers to assist him on work sites.
In the 1990's he had a loan financed to begin executing his own construction jobs. After paying off his loan, he received another loan in order to purchase his own land and has also dedicated himself to butchering pigs and farming basic grains.
He is soliciting this loan to be able to continue working his contruction jobs and purchase materials; and necessary tools to complete jobs, such as the contruction of a chapel in Esteli. With this loan he hopes his clientele increases by at least 25%. Within his future plans is the purchase of a vehicle to be able to transport his work tools and workers in order to diminish transportation costs. His goal is to get his 3 children ahead; he does not want his children to get behind like he did so paying for their education is also a goal. It's one of the best inheritances a father could leave his kids.
View original language description ↓
Don Germán de 35 años de edad, vive en Estelí departamento de Managua donde nació y creció, casado con tres hijos a su cargo, de oficio comerciante y constructor, tiene alrededor de 12 años de estar en este negocio. Comenzó a trabajar a la edad de 8 años ya que su padre en el tiempo que paso la guerra se fue a la montaña a luchar y no volvió dejando solo a el y su familia por tal razón tuvo que trabajar para ayudar a sostener a su familia y no pudo seguir estudiando solo pudo cursar hasta el sexto grado de primaria. Quien le enseño este oficio fue un albañil quien lo preparo para aprender este oficio paso dos años como ayudante de albañil y luego 10 años como jefe de construcción de obra teniendo 2 ayudantes para apoyarlo en sus trabajos de construcción. Después inicio a trabajar con préstamo de una financiera en 1990 para comenzar a ejecutar sus obras de construcción. Lugo d terminar de pagar su préstamo, hizo otro préstamo para poder comprar su propio terreno, también se ha dedicado al destace de cerdo y a la siembra de granos básicos.
El crédito lo solicita para poder seguir realizando mas trabajos de construcción, compra de materiales, herramientas necesarias para realizar sus trabajos como la construcción de una capilla en Estelí. Con este crédito que su clientela aumente por lo menos en un 25 % mas. Dentro de sus planes futuro esta la compra de un vehículo para poder trasladar sus herramientas de trabajo y sus ayudante para disminuir el costo de transporte. Tiene como meta sacara sus tres hijos adelante, pagarles sus carreras pues es esa la mejor herencia que un padre puede dejarle a sus hijos , ya que no quieren que ellos se atrasen como le sucedió a el.

About Nicaragua

  • $3,636
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $23,485,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped German Antonio purchase construction materials and tools to complete jobs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 19, 2011
Listed
Feb 23, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011