Delgermurun is 34 years old and lives with her husband and two daughters, aged 10 and 12, in Ulaanbaatar, the capital city of Mongolia. Her family lives in a small house in the outer ger (tent) districts of the city. Her daughters attend primary school while her husband works as a plumber at a local company.
Delgermurun supports her family by operating a clothing retail stall at Narantuul, the largest outdoor market in Mongolia.
Delgermurun began her business in 2001 and now she has 2.5 million Mongolian Tugriks (MNT) in working capital. Over the past ten years she has gained a lot of experience and her moderate revenue has been used to maintain her standards of living. With this loan of 800,000 MNT, she wants to expand her clothing stall and purchase more clothing for the spring season from Ereen City, China.
In the future, her family wants to buy their own car.
Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.