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Razia's Group
In this Group: Razia , Mahreen, Shabana, Shahida
Razia lives in the historic city of Lahore, Pakistan. Lahore is the second largest city of Punjab and known for its history, gardens, culture and food. She has lived in the area named Ismail Nagar with her family in a 2-room brick house for the past 12 years. She is the mother of 2 sons and 2 daughters. All of them are enrolled in a local school and are getting their education. Razia is hopeful that they will complete their education and become successful in life. She is 32 years old and married to M. A., who is an embroidery expert. He operates his shop in the market and offers his clients his embroidery skills.
Razia is also a caring and supportive lady by nature. She supports her family financially by selling clothes. She purchases clothes from the AnarkA. and Azam markets, which are famous clothes markets in the city of Lahore, and sells to her neighborhood clients for profit.

Razia has applied for a loan from Kiva partner, Asasah, to further improve her husband’s business. With the loan, he will purchase clothes and embroidery material, such as beads, colored thread, etc., in bulk, and will also hire a worker who will assist him in completing his work.
He has been operating this business for the past 10 years. Razia is confident about his business growth after the loan investment.
She is a regular loan user of Asasah, and this is her 5th loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $775 loan helped a member to buy clothes and embroidery material for embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Feb 21, 2011
Currency Exchange Loss:
Feb 15, 2012