Rehmat is 41 years old and married to A. A., who has a date-selling business. He leaves his home early in the morning after putting dates on his cart. He visits different streets and markets in the city and sells the dates. Rehmat helps him by arranging dates on the cart for him each day.
Rehmat is a housewife who stays at home and performs her household responsibilities. She has 3 sons and 3 daughters. Her eldest son works for a private organization, her second son sells a breakfast food called nan chanay (chickpeas served with bread) from a cart and her eldest daughter sews for clients in the community. Rehmat has only been able to provide an education for one child, who is 7 years old.
She has applied for a loan from Kiva partner Asasah to help her husband in his business. With the loan, he will replace his current cart, which has become rough and rotten in different places. Her husband has been in this business for 16 years and Rehmat is hopeful that investing in the business will bring positive financial changes to her family life.
She is a regular loan user of Asasah and this is her fifth loan application. During previous loans, she has maintained good credit and has never missed a meeting.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid