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Svetlana
Svetlana M. is 46. She lives in Vanadzor city. Her husband lives in Russia now, and her son is a soldier who serves in Vardenis.
For over 20 years, Svetlana has run a clothes business in a rented place. She likes her job very much. She always serves her customers with a smile, so she has her regular customers and sells her merchandise very quickly.

Svetlana received loans from Nor Horizon 12 times and has never delayed her repayments. Now Svetlana is asking for a 900,000 Armenian drams loan, which will allow her to buy women's spring season clothes to sell.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at http://www.kiva.org/team/armenia.

About Armenia

  • $6,400
    Average annual income
  • 90
    View loans »
    Armenia Loans Fundraising
  • $12,373,675
    Funds lent in using Kiva
  • 365.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Svetlana to buy women's spring clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 18, 2011
Listed
Feb 19, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2012