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Shamshad's Group
In this Group: Shamshad, Sanobar, Shaheen, Sajida
Shamshad lives in a small city of Pakistan, called Khanewal. Khanewal is located in Punjab province and is known for its agriculture industry. Her house is located in the area named Shanti Nagar and contains 2 rooms. She has been living there for the past 15 years with her family.
She is 40 years old, married to R., and has a daughter who is 16 years old and stays at home. Shamshad couldn’t provide her education fees due to the poor financial conditions of her family. She is a great wife and mother. She manages her household responsibilities as a mother and wife very well.
He husband owns a small piece of land where he grows different seasonal crops. He is a very hard worker and works 8-12 hours a day.

Shamshad has applied for a loan from Kiva partner, Asasah, for her husband. With the loan, he will buy fertilizers and seeds to grow crops on his land. Shamshad is hopeful that her husband will be able to increase his crop production and will earn more profits.
She is a regular loan user of Asasah, and this is her 2nd loan application. In the previous loan year, she established a good credit behavior and never missed any meeting.
Note: “In the photo, the lady holding a book (called Asasah Passbook) is Shamshad”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamshad's Group's $825 loan helped a member to buy fertilizer & seeds for growing crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 15, 2011
Feb 19, 2011
Currency Exchange Loss:
Feb 15, 2012