She is 31 years old, married to T. H. who operates a printing business. He prints different books, visiting cards, etc. He is well-known among his clients for his good work and timely providing services.
Shamim lives in a combined family system along with her brother-in-law and father-in-law.
Shamim is a very good house wife and does her household works very well. She is also a very caring mother who is raising her 3 sons with care and discipline. She has enrolled all of them in a school, so that they will get a good education and good jobs in their lives.
She has applied for a loan from Kiva partner Asasah for her husband who wants to buy items like printer toner, paper, etc. in larger quantity to continue the business of printing. He has been operating this business for past 20 years and Shamim is very confident that an investment will bring more profits to him, which will help her family to enjoy a better standard of living.
She is a new loan user of Asasah and hopes it will be a profitable experience for her.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid