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Gloria
Gloria is a married woman who lives in Cauayan, Negros Occidental. She earns her living by venturing into several businesses: running a general store, buying and selling rice and charcoal. Her husband Pablo, who is 62 years old, works as a farmer to earn his living and helps in his wife's business activities. They have three children who are 13 to 26 years old. Gloria joined NWTF-Project Dungganon in 1994 because she aspired for something better for her family. With the help of her past 20 loans from NWTF-Project Dungganon, Gloria has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 20,000 helped her earn a monthly profit of PHP 5,000, uplifting the family's standard of living. This time, for her 21st loan, she is borrowing PHP 20,000 to fund her business operations so that she can continue to save up for the college education of her children. It is Gloria's dream that her children graduate from college. Gloria is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team- http://www.kiva.org/team/nwtf_philippines - on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1562
    View loans »
    Philippines Loans Fundraising
  • $56,638,525
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gloria to fund her business operations.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 14, 2011
Listed
Feb 22, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011