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Grupo Hatarinas Group
In this Group: Maria Del Carmen , Martha Nelida , David , Rosario , Kristian Paola , Epifania , Clarisas , Mencia Maruja , Norisa Lizbeth
The "Hatarinas" merchant/entrepreneur group has one goal: to get ahead and be successful in each business endeavor. The group is comprised of nine people, mainly women. They are all hard-working and enthusiastic about carving out a future.

One example of this is María del Carmen who is 44 years old and the mother of three children, two of which are still minors. From an early age she has had to travel from the Peruvian forest to the capital city to sell coffee beans. She also sells food out of her home. Both of these activities have helped her maintain a balanced income for her household since her husband currently does not hold a permanent job.

Her dream is to open a store in her home sometime in the future so she can spend more time taking care of her children and home. She plans to use the loan to help cover educational expenses for her eldest daughter.
View original language description ↓

Un grupo con el único objetivo de salir adelante y obtener éxitos económicos en sus negocios, así se caracteriza este grupo de emprendedores comerciantes llamado Grupo Hatarinas. Conformado por nueve integrantes en su mayoría mujeres, un grupo de luchadores y entusiastas por salir adelante, a si se caracteriza el Grupo Hatarinas, muestra de ello es la señora María del Carmen de 44 años de edad y madre de tres hijos de los cuales dos aun son menores de edad. Ella se dedica desde muy temprano a la venta de semillas de café que le manda a la capital desde la selva peruana para su venta, y por otra parte también se dedica a la venta de comida en su casa, estos negocios le permiten mantener un equilibrio económico en su hogar ya que actualmente su esposo no cuenta con trabajo estable. En el futuro le gustaría abrir una bodega en su casa y a si poder tener más tiempo para sus hijos y su hogar. Con el reciente préstamo lo invertirá para costear los gastos de estudio de su hija mayor.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $58,984,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Grupo Hatarinas Group's $2,625 loan helped a member to cover educational expenses for her eldest daughter.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Feb 22, 2011
Currency Exchange Loss:
Aug 15, 2011